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Upcoming BCG Seminars
BCG's monthly Seminars are one of the most popular features of BCG membership. Each Member is allowed to register up to 20 people to attend a monthly Seminar, including a new option to register for our BCG Seminar Recording Playbacks. BCG Seminars collectively cover a myriad of topics, including Electronic Banking, Compliance Management, Financial Privacy, Information Security, Commercial Real Estate Lending, Construction Lending, Loan Workouts and Collections, and many more.
Listed below are the next few BCG Monthly Seminars. Please click on a title below to view a brief description of each Seminar. Additional Seminars will be posted as their respective dates approach. If you have any questions or require further information, please contact us.
Download the 2025 BCG Seminar Schedule Here!
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March 2025
Although there have not been recent changes in Regulation Z coverage, lenders are constantly presented with the tricky edge cases that beg the question of if the credit is covered under Regulation Z. For this reason, we will conduct a review of the foundational Regulation Z rules regarding what is covered and exempt credit. To keep you up to date, we will also discuss recent developments that pertain to TILA and Regulation Z.
With the lending market being ultracompetitive, it is no surprise that creditors are aggressively marketing their credit products. If an advertisement includes what Regulation Z considers to be a “triggering” term, then the creditor must be sure the ad contains certain disclosures, which we will discuss during this Seminar.
We will also cover some of the more important TILA home equity line of credit (HELOC) and credit card rules in the Seminar.
April 2025
Financial privacy and information security remain a high priority in the minds of the public and the regulators. Both the GLBA and the CCPA privacy protections over cybersecurity and security breaches are intended to address these areas of risk but at the same time increase the compliance burden of financial institutions. To make things worse, the CFPB’s recent final rule on Open Banking introduces an extremely complex set of new regulations that institutions will be forced to understand and address.
This Seminar will address the financial privacy requirements under GLBA and the CCPA, including the various required notices, disclosures, and consumers’ rights regarding their own information. We will also discuss the impact of the above mentioned CFPB Open Banking Rule as well as other recent developments.
On the information security front, this Seminar will cover the banking agencies’ expectations for financial institutions to increase awareness of the numerous cybersecurity risks and also to assess and mitigate those risks. We will also discuss the latest in cyberattacks as well as managing security breaches and the breach notification rule issued by the banking agencies.
May 2025
Given that there is still some current uncertainty in the economy, the likelihood of defaults on loans, loan workouts, and collections could increase. As a result, financial institutions should be prepared for the increase in loan workouts and collection activities. While lenders may explore creative ways of re-structuring loans made to borrowers who are now under stress, lenders should also hone their skills relating to the collection process. Ultimately, if attempts at a loan workout fail, the lender may be faced with foreclosing on and liquidating its collateral to minimize potential losses.
With this in mind, Aldrich & Bonnefin, PLC is pleased to invite you to attend our Seminar on Loan Workouts & Collections in Uncertain Times. This Seminar will address loan workout considerations and alternatives, and address collection activities under federal and California Fair Debt Collection Practices Acts, including Senate Bill 1286 which expands the California FDCPA to cover certain commercial debt. In addition, we will discuss real estate workout issues, as well as regulatory issues and loan classifications.
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